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Walker T - As more and more individuals are facing transitions from the difficult economic times, including unemployment or early retirement, individual short-term or temporary insurance is on the rise. According to Quiram, the difference between individual short-term insurance and other individual health insurance is that short-term is not guaranteed renewable, and short-term insurance is purchased for a finite period of time, typically 30 days up to a year, although some states limit the coverage period to six months.

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